Online Business Merchant Account Providers – Ecommerce Merchant Accounts – Retail Merchant Account

Archive for the ‘Merchant Account’ Category

Best Merchant Account Facts

When choosing a merchant account provider there are some things you need to know and research then deciding to select the best merchant account for you, anyway you will have to compare the following to decide:

Non-variable Costs
Of course there can be comparison of non-variable costs and those companies who charge for services other than processing rates.

For instance these include charges for set up fees, soft ware, license fees for the payment gateway, as well as settlement costs or reports. Each of those fees will need to be paid either up front or monthly, and because the costs do not change, they are referred to as non-variable costs. Thus the best merchant account will have a decided lower charge on these costs, such as yearly fees.

Variable Costs
There are a number of different costs now that will be variable such as :

• Percentage of each sales that will go to that provider
• A transaction fee for each sale
• If there is a monthly minimum, and what it will cost you if you do not meet it

By comparing both the variable and non-variable costs you will get an idea as to which is actually the best credit card merchant account provider for you, but the savvy businessperson will also say that you must also compare the amount and quality of service you can expect. You see in actuality, the amount of service you receive is often worth more to you than costs. Thus, you will need to seek answers to:

• Does the company offer 24/7 availability?
• How will they handle charge backs?
• Will they go to bat for you with credit disputes?
• How do they handle fraud?

Once you find out all of these answers, it should be very easy to choose which one is actually going to be the best merchant account for your internet or home business.

You can read about GoEmerchant and benefits of ecommerce merchant accounts here.

InstaBill – High Risk and Offshore Merchant Account

As one of the biggest credit card processing and internet merchant account provider for ecommerce business globally, InstaBill provides best solution for sale, secure and PCI payment gateway processing. InstaBill has flexible services to meet the demand of domestic and international ecommerce businesses.

Merchants won’t spend any fee for online application. Instabill will never charge merchants more than 10% fee and the lower of business risk associated, the lower service rate a merchant can save.

InstaBill Direct Merchant Account Fees Service Fees Transaction Fee $ 0.20 Monthly Fee $ 10.00 Service Fee US Merchants (exact rates determined by bank) 1.50 to 3.50% Service Fee Int’l Merchants (exact rates determined by bank) 1.51 to 4.50%

Instabill Third Party Processing Merchant Account Fees Service Fees Transaction Fee $ 0.50 Monthly Fee $ 49 Service Fee US Merchants (exact rates determined by bank) 3.50 to 5.50% Service Fee Int’l Merchants (exact rates determined by bank) 4.50 to 6.50%

Instabill High Risk Merchant Account Fees Service Fees Transaction Fee $ 0.50 Monthly Fee $ 49 Service Fee US Merchants (exact rates determined by bank) To be determined by the bank Service Fee Int’l Merchants (exact rates determined by bank) To be determined by the bank

Note: Service fees can change anytime without prior notice. The duration and type of the customers’ business, credit history and past credit card transaction processing records along with the ranking of the business’ credit are important things to influence fees. To get an install price quote,  a merchant can contact one of InstaBill’s representative.

Features of InstaBill Merchant Account

Instabill is the best solution for all merchants because:

1. Instabill has acquired a flexible and sophisticated payment gateway for their high risk merchant clients and support high volume sales.
2. They have a 100% record of approving and managing a diverse range of low risk and high risk companies
3. Instabill has  offshore accounts to accommodate merchant clients globally.
4. Instabill has obtained state-of-art fraud detection application that has helped substantially decrease the risks take by their clients.
5. Instabill specializes in debit and credit card processing custom made solutions for their merchants.
6. They can launch 3rd party merchant accounts for high risk merchant clients.

Since founded InstaBill inc has provided the following business categories: Internet downloadable software worldwide Online & moto Travel agencies worldwide, Online Adult (entertainment) companies worldwide, Escort agencies worldwide, Adult DVD sellers worldwide, Internet pharmacies worldwide, Internet herbal, nutraceuticals  / supplements worldwide, Internet pet supplies worldwide, Internet replica worldwide, Internet gambling worldwide, Forex companies worldwide, Casino and Poker Gambling, Imitation and Replica Products, Online Drug Stores, Tobacco and Associated Products and there are many more business types that they can process for.

InstaBill is not the same with IntaBill merchant account service. Even they offer the same service, they are both independent companies.